Today we were told to go home early from work. That was a nice surprise. Just as I neared home I got a text from Rachel with a picture of a pumpkin pie, so I went to her parents house where she was making them. While I was there, Ken called his neighbor, Dave and invited him over so I could explain my budgeting software to him. Dave sells software to credit unions. We talked for a while and he liked the application and could see the benefit for...