This morning I saw Gracie bring her scriptures into our room and she started reading them. Last week when we had our PPI she set a goal to read a scripture everyday by herself. I don’t know how she is doing overall, but I was happy to see her trying this morning.

Since we have been conciously focusing on our budget and finances lately, things have “felt” tight. For example, Rachel has been wanted to do a few decorating things around the house but we’ve been putting them off until they made it up the priority latter. Today she was ready to just forget the budget and go buy! Fortunately, before we left we reviewed the budget and made a plan. Even thought things feel tight, I think we are...

I’ve been working on a zero based (envelope type) budget application. I’ve registered inzolo.com for this site. Inzolo in Xhosa (South African tribal language) means peace or tranquility. The idea is that following this budget will lead to greater financial peace. It’s been coming along quite well. I keep telling myself that I need to stay focused on one thing so I can see it through to success. I’m hoping this is...

Today I had lunch with an old friend – my favorite mission companion. I hadn’t seen him for over a year so we decided to get together. He wanted to talk to me about Dave Ramsey as well to help him get on a smart financial plan. I gave him one of my books of Total Money Makeover (autographed by Dave himself – I have two anyway). It was great to catch up and chat and reminisce.

Rachel had a meeting tonight so I was locked in our bedroom with the kids. I mostly watched the Jazz game and American Idol. During the course of our lock-down, Gracie decided it was time to play a game. She asked Gehrig what she was pretending to do. As I watched her I could tell she was mimicking playing a flute and that Gehrig would never guess, so I said “you’re playing the flute.” She got really excited and said...

Last year I got involved when Dave Ramsey came to Salt Lake City. I was given a promotion code to help promote his live event. The promotion code gave people $10 off the price of tickets. I helped sell over 150 I believe which allowed me to earn platinum tickets and a few other things. I get to do it all again this year. I’ve been in touch with the same person on his staff and got a promo code to promote it. This year the ticket prices...