I’ve been working on a zero based (envelope type) budget application. I’ve registered inzolo.com for this site. Inzolo in Xhosa (South African tribal language) means peace or tranquility. The idea is that following this budget will lead to greater financial peace. It’s been coming along quite well. I keep telling myself that I need to stay focused on one thing so I can see it through to success. I’m hoping this is...